Refer Here


After registering you will receive an email with a unique link to your account. Forward this email to your friends and family as a recommendation/referral. If they schedule a meeting with us, you get rewarded! If they meet with us, you get rewarded! If they purchase trips with us, you get rewarded! You will receive your reward* loaded on a Prepaid Card. Keep your card safe! All your rewards will be loaded onto it!

Frequently Asked Questions

Still have questions? Please contact us at

Who can join the rewards program?

Anyone can join our referral program! Whether you’re a current customer, previous customer, service customer, friend, family member, employee or an avid fan, we appreciate you spreading the word about Scharp Insurance.

Can my referral just walk in?

No, you will need to submit all of your referrals through this website if you want to receive your reward! If they are not submitted, they cannot be tracked and rewarded.

When will rewards be paid out?

Rewards will be paid out once your referral receives a quote from one of our licensed agents. You will receive a notification email that will inform you about your reward status. You will receive your first reward in the mail in about 10-14 business days AFTER finalization. Every reward after that will be loaded directly onto your reward card.

What happens if I lose my card?

Please keep your card safe! If you lose your card, you can call card services at
1-800-798-4104. You will be charged a reissue fee of $10 that will be taken out of your card balance.


Scharp Insurance © 2021. All Rights Reserved.

*Your reward will be in the form of a Visa® Prepaid Card. Scharp Insurance Visa Prepaid Cards are issued by MetaBank®, N.A, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This card can be used anywhere Visa debit cards are accepted within the U.S. only. No ATM/cash access. For the purposes of this referral rewards program, a qualifying referral means a customer that you refer, who speaks to a representative of Scharp Insurance. Referral applies to new, first time customers only. Customers cannot refer themselves. Not valid with any previous customer – unless approved by Scharp Insurance. Your referrals must be 18 years or older, and you represent that Scharp Insurance will have permission of the referral to contact him or her via the contact information you provide. Customers cannot refer themselves. This program is limited, or as applicable, void, where prohibited by law. Scharp Insurance reserves the right to terminate or modify this program, at any time without prior notice. Cardholder acknowledges that by referring a friend to this program, Cardholder is releasing non-public information. The referred person acknowledges that payment of the referral may result in the Cardholder’s knowledge of referred person establishing an account with us.